Ready to improve workforce health? Talk to us
Protect the people who keep your business working
Cash plans for frontline and deskless teams. Designed to support employee health, reduce absence disruption and give your workforce practical everyday value.
Protect the people who keep your business working
Cash plans for frontline and deskless teams. Designed to support employee health, reduce absence disruption and give your workforce practical everyday value.
A better way to reach frontline workers
100,000+ employees from leading UK employers trust PG Protect
Absence is costing UK businesses more than ever
UK sickness absence is at a 15-year high*, with employers facing rising disruption, productivity loss and growing pressure to support people back to health faster.
For frontline teams, the challenge is even harder
Poor health outcomes
MSK issues, stress and delayed treatment can keep employees out of work for longer. *
Costly workplace absence
Every lost day creates pressure on staffing, productivity and service delivery. *
Support gaps
When employees cannot access help quickly or afford to prioritise treatment, recovery is delayed and business disruption grows. *
Ready to improve workforce health?
Talk to usWhat is a cash plan?
A cash plan is a straightforward insurance product that can help provide financial support for everyday healthcare costs, hospital appointments, day surgery and recovery after treatment. For more detail, see our Our Plans page.
Why it works
Helps contribute to everyday health costs and treatment-related expenses.
Offers practical support employees can understand and use.
Designed to help employers provide inclusive cover across the workforce.
No medical checks. Pre-existing conditions covered subject to plan terms.
24/7 access to Online GP included.
98% of claims assessed within 48 hours.
Two ways to fund cover
Employee paid
Optional cover employees choose and pay for through payroll, at no direct cost to you.
Hospital plan
Cash payouts for hospital stays, day surgery or outpatient appointments.
Recovery plan
Financial support while recovering after a hospital stay, easing the gap where sick pay falls short.
Death plan
A lump sum for loved ones in the event of death.
Employer paid: Group Cash Plan
Core health cover you fund for the whole workforce, with options for employees to top up.
GCP Essentials
Everyday health cover to keep people well and supported day to day.
GCP Work
Designed to help prevent absence and keep people performing at their best.
GCP Plus
All round cover including prescriptions, maternity and therapy benefits for wider wellbeing.
Ready to improve workforce health?
Talk to usWe specialise in supporting distributed, deskless workforces
Frontline and deskless workers make up around 45% of the UK workforce. Many are on the financial edge, with low savings and limited confidence managing money. These are not people sitting at a desk searching online for cover. That’s why we meet them where they work, explain their options in plain English and help them understand the support available.
When cover is understood and used, both employees and employers benefit
employees take a policy after a conversation.
retention year-on-year reflects sustained customer value and loyalty.
paid out in claims last year.
How face-to-face visits work
Tailored site planning
We work directly with your HR and Ops teams to map out sites, depots and shifts, so every employee gets the chance to hear about the support available.
Expert 1:1 engagement
Our trained representatives meet employees during working hours and explain plans in plain English, without insurance jargon. Every meeting is recorded and audited.
10-minute onboarding
If an employee chooses a plan, we set them up quickly and simply. There are no medical checks, and we cover pre-existing conditions subject to plan terms.
Ready to improve workforce health?
Talk to usGood for your people. Good for your business.
For over 40 years, Personal Group has helped employers improve employee health, protection and peace of mind through practical insurance benefits that work in the real world.
Results your workforce will feel
Reduce absence disruption
Helps employees access everyday healthcare sooner, supporting earlier treatment and a faster return to work.
Reach the people other benefits miss
Built for frontline and operational workforces, with simple implementation and face-to-face delivery that works around sites and shifts.
Add value without adding cost
Flexible funding options, including employee-paid models, make it easy to offer meaningful support with little or no direct employer cost.
Ready to improve workforce health?
Talk to usTrusted by employers across UK frontline sectors
PG Protect is designed to make cover simple, trusted and effective across large, distributed workforces. Our combination of practical cover, face-to-face delivery and responsive claims support helps employers turn benefits into something employees actually use.
"Being able to offer these plans helps us attract and retain employees, while showing how much we value them."
Chief HR Officer, Culina Group
Ready to improve workforce health?
Talk to usWhy choose PG Protect as your employee insurance partner?
PG Protect can be offered as an employee-paid benefit, with flexible funding options that keep employer cost low or zero depending on the model you choose.
Cover terms are simple and designed to be accessible, with no medical checks at enrolment and clear rules around pre-existing conditions and qualifying periods. See Our Plans for more detail.
Very little. Our field teams manage rollout and face-to-face engagement, while our Milton Keynes-based support team handles claims and ongoing administration. Payroll deductions are automated.
PG Protect works alongside existing benefits. It adds practical, everyday support that employees can use and helps reach the frontline and deskless workers who are often least engaged with traditional benefits communication.
Sick pay helps when someone is already off work. PG Protect gives employees practical support that can encourage them to act sooner and use the cover available to them.
Ready to protect your workforce?
Understand the funding options
See how PG Protect works as an employee-paid benefit with flexible options that cost employers little or nothing to implement.
See what cover includes
Get a clear view of cover levels and inclusions to understand how our cash plans can support recovery and reduce absence.
Learn how face-to-face delivery works in practice
Understand how our face-to-face rollout, claims handling, and employer support work day-to-day, with no admin burden on HR.
Join employers already protecting over 100,000 frontline workers with PG Protect
Share a few details and a member of our team will reach out within one working day.